Category Archives: Banking and Finance

Topics Include Bank Regulation, Bank Failures, Bank Bailouts, and more.

How likely is it that you will have to drop your list price? Awesome map from Trulia

What are the odds that you will need to reduce the list price of your property? Trulia has the answer in a really cool interactive map.

This cool new feature is a dream-come-true for analytical types. Continue reading

Posted in Banking and Finance, Real Estate Data, The Buying and Selling Process | Tagged Home Prices, Price Reductions, Trulia | Leave a comment

Right-to-Rent Would Encourage Strategic Defaults

The right-to-rent proposal floating around Washington would crash house prices as loan owners everywhere strategically default to lower their monthly payments and stay in their houses. Continue reading

Posted in Banking and Finance, Foreclosures and Short Sales, Fresh Perspectives, Home Economics, Strategic Defaults | Tagged right to rent, Strategic Defaults | 1 Comment

Reverse mortgages are causing widowed seniors to lose their homes

I don’t like reverse mortgages. I don’t like many forms of debt, but reverse mortgages are one of the worst forms out there. Continue reading

Posted in Banking and Finance, Fresh Perspectives, Home Economics, Mortgage News | Tagged Reverse Mortgages | Leave a comment

Too much finance?

Over the last three decades the US financial sector has grown six times faster than nominal GDP. This column argues that there comes a point when the financial sector has a negative effect on growth – that is, when credit to the private sector exceeds 110% of GDP. It shows that, of the advanced countries currently suffering in the fallout of the global crisis were all above this threshold. Continue reading

Posted in Banking and Finance, Fresh Perspectives | Tagged Financial Sector, GDP | Leave a comment

Banks Escape Again

As early as this week, federal bank regulators and the nation’s big banks are expected to close a deal that is supposed to address and correct the scandalous abuses. Continue reading

Posted in Banking and Finance | Tagged Foreclosures, Robosigner | Leave a comment