Tag Archives: HVCC

The Home Valuation Code of Conduct and Appraisals

As of May 1, 2009, Fannie Mae and Freddie Mac mortgages have been held to a specific standard for solicitation, compensation, selection, conflicts of interest and appraiser independence by the Home Valuation Code of Conduct (HVCC). This means that REALTORS® and mortgage brokers are not allowed to select their own appraisers to help avoid any appearance of “stacking the deck” in favor of their client. Continue reading

Posted in Mortgage News, Short Sales, Uncategorized, What You Need To Know About Buying and Selling Real Estate | Tagged buyer tips, charlotte homes for sale, charlotte real estate, charlotte realtor, HVCC, new appraisal rules, Seller Tips, Short Sales | Leave a comment

Home appraisals still fraught with uncertainty despite new code of conduct

  Last year, the Federal Housing Finance Agency (FHFA), Fannie Mae, Freddie Mac, and the New York State General Attorney created an agreement titled the Home Valuation Code of Conduct (HVCC), which prohibits lenders, mortgage brokers, and real estate agents … Continue reading

Posted in Home Economics, Keepin' It Real Estate, Mortgage News | Tagged Appraisals, Fannie Mae, FHFA, Freddie Mac, HVCC | Leave a comment

Home Appraisers: Is HVCC Actually Increasing Appraisal Fraud?…Worth Your Time!

http://www.realestateappraisertips.info/ – Real Estate Appraiser Tips! Home Appraisers: Is HVCC Actually Increasing Appraisal Fraud? Wow! This is interesting! Jacob Gaffney, with HoustingWire Update, writes about how HVCC could potentially be causing more appraisal fraud.   Click read the full article, … Continue reading

Tagged Baton Rouge Real Estate, HVCC | Leave a comment

Talking to Appraisers in an HVCC World: Tips for Real Estate Agents

It was six months ago on May 1, 2009 when the Home Valuation Code of Conduct was implemented. We all know there has been controversy and complaints galore when it comes to HVCC, and so it’s no wonder there weren’t any … Continue reading

Posted in Best Of The Storm, Home Economics | Tagged Communication between Agents & Appraisers, Home Valuation Code of Contact, HVCC | Comments Off

KNOWLEDGE IS POWER CONCERNING APPRAISALS

The challenges facing all those who choose to participate in real estate today are varied and complicated.  Arming yourself with knowledge may alleviate at least a few of said challenges. With the best of intentions, HVCC (Housing Value Code of Conduct) … Continue reading

Posted in The Buying and Selling Process | Tagged Appraisals, HVCC | Leave a comment