Tag Archives: Loan Modifications

New Standards Would Require Mandatory Loan Modifications Before Foreclosing

Banks would be required to offer all qualifying homeowners a loan modification before foreclosing on them. Bills to establish a national standard are circulating The Hill.
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Posted in Foreclosures and Short Sales, Home Economics, Mortgage News | Tagged Foreclosures, Loan Modifications | 1 Comment

Illinois to Waste $100 Million in Mortgage Relief Program

Given a budget deficit of $1.4 trillion, we cannot afford to waste $100 million on ridiculous mortgage relief programs. Yet that is what bureaucrats want to do with a “pilot program” in Illinois. Worse yet, the proposal is sure to expand to other states wasting billions more taxpayer money. Continue reading

Posted in Fresh Perspectives, Home Economics | Tagged Illinois, Loan Modifications, Mortgage Relief | 1 Comment

Anticipating Strategic Defaults: Who is most-likely to walk away from their mortgage?

FICO has developed a predictive analytic solution that can determine which borrowers are more likely to walk away from their mortgages. This could help banks reach out to those borrowers ahead of time, reducing the number of strategic defaults in their portfolios. Continue reading

Posted in Economic News, Foreclosures and Short Sales, Fresh Perspectives, Strategic Defaults | Tagged Foreclosures, Loan Modifications, Strategic Defaults | Leave a comment

A Smarter, Cheaper, More Effective Foreclosure Prevention Program

Pennsylvania has a better foreclosure prevention program that could be a model for the rest of the country. Continue reading

Posted in Foreclosures and Short Sales | Tagged Foreclosures, HAMP, Loan Modifications | Leave a comment

California is Wasting Mortgage Relief on HELOC Abusers

WTF? Why would we want to bail out people who were abusing their HELOCs after the property crash? Have we learned nothing? Are houses and HELOCs truly free money? Continue reading

Posted in Fresh Perspectives, Home Economics, Mortgage News | Tagged california, HELOCs, Loan Modifications, negative equity | Leave a comment