Tag Archives: negative equity

Underwater Mortgages a Threat to Recovery; Expect No More Than 3% Growth Until Housing Recovers

Given the renewed housing bust what might one expect going forward?

A senior economist for Wells Fargo believes it is unreasonable to expect more than 3% growth going forward as long as housing remains deeply underwater. Continue reading

Posted in Economic News, Fresh Perspectives | Tagged GDP, Home Prices, negative equity | Leave a comment

California is Wasting Mortgage Relief on HELOC Abusers

WTF? Why would we want to bail out people who were abusing their HELOCs after the property crash? Have we learned nothing? Are houses and HELOCs truly free money? Continue reading

Posted in Fresh Perspectives, Home Economics, Mortgage News | Tagged california, HELOCs, Loan Modifications, negative equity | Leave a comment

Principal reduction programs and unintended consequences

Are principal reductions on their way? Some form of it might be. Who will get the free money coming? Continue reading

Posted in Banking and Finance, Foreclosures and Short Sales, Fresh Perspectives, Social Mood Swings | Tagged negative equity, Principal Reduction | Leave a comment

Report: Shadow Inventory Declines Slightly

CoreLogic (NYSE: CLGX), a leading provider of consumer, financial and property information and business services, reported today that the current residential shadow inventory as of January 2011 declined to 1.8 million units,representing a nine months’ supply. Continue reading

Posted in Foreclosures and Short Sales, Newsletter, Real Estate Data | Tagged CoreLogic, Foreclosures, Housing Supply, negative equity, Shadow Inventory | Leave a comment

FDIC “Cash for Keys” Proposal Would Pay Underwater Homeowners $21,000 to Walk Away

The five biggest US mortgage servicers were told this week at a private meeting with regulators to consider paying delinquent borrowers up to $21,000 each as part of a broader settlement of the foreclosure crisis. Continue reading

Posted in Banking and Finance, Foreclosures and Short Sales, Fresh Perspectives, Home Economics, Mortgage News | Tagged Cash For Keys, FDIC, Foreclosures, negative equity, Strategic Defaults, Walking Away | 1 Comment