Tag Archives: Strategic Foreclosure

Strategic default is moral imperative to prevent future housing bubbles

Underwater loan owners with payments exceeding rent have a moral imperitive to strategically default to provide deterence for banks to inflate future housing bubbles. Continue reading

Posted in Fresh Perspectives | Tagged strategic default, Strategic Defaults, Strategic Foreclosure | Leave a comment

What’s morality got to do with it?

Last week a group of investors, including California pension funds CalPERS and CalSTERS, a Florida pension fund, and the Government of Singapore Investment Corporation, walked away from more than a billion dollar investment and a $4.4B loan on Stuyvesant Town … Continue reading

Posted in Banking and Finance, Best Of The Storm, Everything About Foreclosures | Tagged Foreclosures, negative equity, Strategic Defaults, Strategic Foreclosure, Underwater Borrowers, Walk Away | Leave a comment

Strategic Hypocrisy

“We have come to the inescapable conclusion that owning our own building was the smartest long-term investment for the association.” ~ Jonathan Kempner, Former President – Mortgage Bankers Association “Mortgage borrowers should keep paying their loans even if that no … Continue reading

Posted in Banking and Finance, Best Of The Storm | Tagged Foreclosures, Mortgage Bankers Association, Strategic Defaults, Strategic Foreclosure, Walk Away | 1 Comment

Credit Scores Heal, Your Savings Account Won’t!

Fear of bad credit has homeowners paralyzed. Continue reading

Posted in Best Of The Storm, Fresh Perspectives, Home Economics | Tagged Credit Scores, Foreclosures, Strategic Defaults, Strategic Foreclosure, Walk Away, Walking Away | Leave a comment

Many Homeowners Paid Their Lender For The Right To Strategically Default

Homeowners unknowingly paid more in closing costs because their state laws prohibit the lender from coming after them on underwater or “negative equity” mortgages. If you live in one of these 8 states: Alaska, Arizona, California, Oregon, Minnesota, Montana, North … Continue reading

Posted in Fresh Perspectives, Strategic Defaults | Tagged negative equity, Strategic Defaults, Strategic Foreclosure, Underwater Borrowers, Walk Away, Walking Away | Leave a comment